You wouldn't buy a car and not insure it..why would you spend thousands on a wedding and not want to insure your big day?
For less than 1.00 per person, protect yourself and your guests from "slip and injury", over serving alcohol, food borne illness from food you or family prepared, damage to the venue from a guest.. the list goes on and on. Most people ask themselves do they really need insurance. The question to ask is why would they not need insurance. It's rare that an event with lots of people goes off without a hitch particularly when alcohol and food is involved. Compound the situation by adding vendors who are unlicensed and non insured.
All event venue contracts require that you'll accept responsibility for all injury, damage, negligence, theft etc. One misstep and your fresh beginning will wind up with financial disaster. Don't take these chances! For less than 1.00 per person who attends your event, you can provide peace of mind to each other, your family and your guests. Because insurance is so inexpensive, many venues require it be purchased upon signing the rental contract or soon after. Your venue will let you know up front when it should be purchased and on file. Make a note of the deadline, nearly all venues will cancel your event if you don't provide proof of insurance by a certain time frame. If your contract requires it and you don't provide proof of insurance.. it's considered "Breach Of Contract" and the event could be shut down! Don't take these chances. Insurance is cheap and easy to get.
At the bottom of this post are several links that Belvedere brides have used. Because event insurance is extremely popular, there are literally hundreds of companies to choose from and
the choice is yours. Policies start around 70.00 and mostly depend on the state you'll hold the event in and the number of people who are expected to attend. Belvedere Ballroom requires $500,000 liability which is actually the smallest policy you can purchase. Insurance must be purchased and on file along with your second installment 90 days after making your venue reservation. You can send or email us a copy but, it has to be on file by the deadline or the system automatically cancels the reservation. It's part of our online system which does everything automatically. We even have a handy "UPLOAD" link on the online planner for you to upload through our website. Also, your insurance customer service can email a copy to us which will save time and worry.
Please don't let your contract cancel because of non-payment of proof of insurance! You'll have to fill out new reservation paperwork and your contract may not be the same as when you first booked. Technically if your reservation is cancelled because breach of contract, lack of payment or proof of insurance, you technically do not have a venue booked and we will need to act fast to get the venue booked and secured and back in your name as soon as possible. This has only happened once! We're fortunate that 99.9% of our brides purchases insurance soon after booking.
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Here are a few more links for you to refer to that previous brides have used.
They are all popular and comparable in price